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Compare Lines of Credit

 Easy AccessAdvance AccessHome Equity
Type of Credit Line Revolving Revolving Revolving
Credit Line $300-$5,000 $2,500-$100,000 $2,500-$100,000
Collateral Unsecured or secured Unsecured or secured Secured by a mortgage
Rate Subject to change Variable1 Variable1
Ways to Access Your Account First PREMIER Bank checking account2, Bank locations, Online Banking, Mobile Banking, Bank-by-Phone, Debit Card First PREMIER Bank checking account2, Bank locations, Write a loan check, Online Banking, Mobile Banking, Bank-by-Phone First PREMIER Bank checking account2, Bank locations, Write a loan check, Online Banking, Mobile Banking, Bank-by-Phone

1The Annual Percentage Rate may change.
2When you overdraw your checking account, advances will be made in $300 increments. A $12 Overdraft Protection Fee will be assessed to your checking account for each automatic transfer from a First PREMIER Bank line of credit to cover an overdraft. This fee does not apply to any manual transfer such as by phone, in person or online.